關於 retention time ，我們在網路上蒐集到這些相關的討論、資訊與評價

PRODUCTS REVIEW - MOIA ELIXIRS

1. N°37 30ml

💡DETAILS: [Dropper bottle: CBD Raspberry Seed Oil, Sandalwood Essential] Raspberry oil with CBD is a very effective natural cosmetic product that is quickly absorbed, supports skin regeneration and protects against oxidative stress. Hydrates and revitalizes the skin. It removes pores of impurities and dead cells. It contains sandalwood, which helps to concentrate and harmonizes during emotional stress. It can be used as a tonic for hair nutrition or in the bath as aromatherapy.

🔴MY REVIEW: MOIA ELIXIRS N°37 with CBD formula can also be used as a daily hair care oil. Using it on my scalp, my scalp is healthier than before. In addition to protecting the skin, this product can also help keep the scalp healthy. Using one to two drops each time can effectively calm my scalp and keep my hair shiny without frizzy feeling. Highly recommend.

2. N°01 50ml

💡DETAILS: [Dropper bottle: CBD Marula Oil, Secret Essential Oils] It is quickly absorbed and supports skin regeneration. Hydrates and revitalizes the skin. The secret essential extracts contained in the product help with emotional strain, stress and at the same time have a stimulating effect. The oil also contains omega fatty acids, which are the key to healthy skin, as well as vitamins D and E. It can be used as a tonic for hair nutrition, or in the bath as aromatherapy.

🔴MY REVIEW: CBD has recently become a new favorite in the beauty industry. Its excellent calming, soothing and anti-inflammatory effects can effectively improve skin problems. My skin is sensitive to redness, so I will use this CBD-containing Marula skin care oil before going to bed. Only two to three drops each time can calm the skin, reduce redness, and protect the skin. The barrier is strengthened. If you have sensitive skin like me, then MOIA ELIXIRS N°01 is definitely worth a try! MOIA ELIXIRS N°01 can reduce skin inflammation, soothe the skin and balance oil. Another key effect is that CBD is rich in fatty acids, which can fill the gaps between skin cells and increase the water retention of skin cells, thereby achieving a very good moisturizing effect. Good product worth recommending!

3. 5% CBD drops 10ml
4. 10% CBD drops 10ml
5. 15% CBD drops 10ml

💡[3-5] DETAILS: [Full Spectrum Elixirs] Activates the endocannabinoid system, thereby supporting the immune system and beneficially acting on the body's natural processes, helping the immune system to be in balance. According to studies, it has a demonstrable effect on anxiety or depression, positively stimulates the brain and more. MOIA ELIXIRS with CBD harmonize the natural processes in the body, have a positive effect on heart rate, cholesterol levels, skin condition, muscle and joint function.

🔴[3-5] MY REVIEW: CBD is very popular in Asia in recent years. The reason is that CBD, an ingredient, has many functions to help the body and skin recover. Aiming at reducing fine lines and wrinkles, it has a skin repair and balance effect, helps moisturize dry skin, relieves skin redness and evens skin tone. Don't be scared by the literal meaning of CBD. CBD extracted from natural ingredients, although extracted from cannabis plants, is absolutely free of drugs and can be used legally and safely. CBD also has powerful benefits in oral health products. Because of its non-drug and non-toxicity, CBD will not cause problems such as dependence, drug resistance or addiction, and eating edible products with different contents of CBD can achieve different physical and mental effects. For example, the 5% low content I tried can help calm the mood and increase concentration. A moderate content of 10% can relax the mood and have a significant effect on reducing stress and anxiety. The high content of 15% is very effective in improving the quality and state of sleep, entering a deep golden sleep, allowing the body and spirit to be truly rested and restored. The non-medicinal sedative effect of CBD can help the body and muscles to relieve pain and rest, and accelerate the recovery of muscle cells. The above three products have a clear oil body, a light and non-greasy texture. They are easy to mix with saliva and quickly absorbed when eaten directly, or can be easily mixed with drinks for drinking without affecting the taste. I have used these three products for more than a month, and the products help relax stress, mental tension and other states. Significantly improve mood quality and achieve a relaxed, happy feeling of myself. It relieves body and muscle pain, and also helps muscle tissue to recover. After use, it can help sleep easier to fall asleep. Definitely recommend these.

📌Disclaimer: The above review is purely personal opinion. Not everyone likes what I like. Please note that what may work for me, may not work for anyone else. Results may vary from person to person, so please take this into consideration if you decide to try those products.

🔎OFFICIAL WEBSITE - https://www.moiaelixirs.com
🔎FACEBOOK - https://www.facebook.com/moiaelixirs/
🔎IG - @moiaelixirs

#moiaelixirs #ecofriendly #organicskincare #cleanbeauty #naturalformula #CzechRepublic #cbdskincare #vogueczehoslovakia #cbdsupplements #lovekakalovebeauty #hkbeauty #beautyblogger #kakablogs #kakalovekakalovelife #productreview #shoponline

🌻Docusign(DOCU), Crowdstrike(CRWD)財報結果
上週這兩家公司發表財報了.

這兩天看了一下他們的財報結果. Again, 兩家的表現都很好, 但發現分析師給DOCU的調價(往上)幅度比較多, 就好奇研究了一下SaaS公司是怎麼被估值的. 有興趣的話可以看看(從中學習到很多. 非常推薦一讀):
https://makingsenseofusastocks.blogspot.com/2021/09/blog-post.html

(By the way, 分析師對CRWD的價格調幅沒那麼大, 主因是成長趨緩了. 而DOCU的free cash flow佔營收比, 以及顧客黏著力在這季創了新高, 是讓分析師按讚的幾個原因).

關於CRWD: "The Street is already modeling revenue growth deceleration in 2022 to 36%, down from 60% expected in 2021, which on its own might prove a hurdle for a stock already trading at a high multiple," said Bank of America analyst Tal Liani in a report.

分析師對於DOCU的評價:
• 11位buy; 給的價格分別是: $310, $320 (x2), $330 (x2), $340 (x2), $345, $350, $350, $389
• 給Buy的分析師的評語:
o Baird: The analyst continues to view them as a best in class way to play digital transformation trends with strong growth, cash flow and profitability, and a strong competitive position. Power said DocuSign remains one of his top long-term compounding growth ideas.
o Citi: While slightly shy of the double-digit billings beat in recent quarters, DocuSign still delivered a solid 8% beat to Q2 billings, which grew 47% year-over-year, Radke tells investors in a research note.
o Evercore ISI: he calls "another strong quarter." While some may have wanted to see more aggressive Q3 billings guidance, he believes estimates "continue to leave room for upside," Materne said.
o JMP Securities: While revenue growth decelerated to 50% from 58% in Q1, the company is the clear leader in electronic signature and the broader system of agreement having crossed over 1M customers with a $2B run rate this quarter, the analyst tells investors in a research note, adding that he sees lots of room for growth as DocuSign targets a $50B total addressable market.
o Needham: The analyst commented, "Docusign reported another strong quarter in 2QF22 with typical DOCU upside to revenue and profitability. Sales metrics and growth decelerated Q/Q, as we expected against a massive pandemic quarter, but at a much slower rate than we believe much of the Street was anticipating. 65k net new customers was lower than the 70k - 90 range of CY20 but was still more than 2x greater than any pre-pandemic quarter, highlighting a strong end-market driving 47% billings growth against a strong comp. Commentary on incremental Agreement Cloud demand was positive, suggesting an additional growth tailwind combined with solid international can further aid 2HF22. Although DOCU shares could be lower near-term due to weak 2H OpMg guidance, we think this guidance is conservative, as the recent OM was greater than the pre-pandemic level even with tough comps."
o RBC Capital: The quarter highlighted the sustainability of the company's tailwinds post-pandemic as most of its underlying metrics such as billings and net revenue retention were solid, the analyst tells investors in a research note, adding that the traction with CLM and Notary was also "impressive".

分析師對於CRWD的評價:
• 12位buy; 給的價格分別是: $300, $310 (x2), $313, $315 (x2) , $305, $320, $325, $330 (x2), $340
• 1位給hold: $280 (from $220 by J.P. Morgan(same))
• 給Buy的分析師的評語:
o Baird: The analyst believes the company has significant room for growth with core modules, opportunities with Humio and in cloud workload security, among others, should help drive a continuation of strong growth over a long time horizon.
o BTIG: The company's "strong" Q2 results "cleared every hurdle", even though the buy-side benchmarks may have been slightly higher, the analyst tells investors in a research note. Powell adds that Crowdstrike is clearly gaining share in its core endpoint security target market at a rapid pace and gaining traction with new products across multiple categories.
o Canaccord: The analyst said the stock is down from its recent highs, and he thinks the re-rating creates a more favorable entry point for longer-oriented investors for a foundational security name. He views Crowdstrike as a long-term secular winner in security due to its native cloud platform advantage versus closely held peers in endpoint security combined with platform expansion into tangential segments to capture greater share of security budgets.
o Goldman Sachs: CrowdStrike last night delivered "another beat and raise quarter as the company benefited from another quarter of elevated demand," Essex said. But it traded lower following net new annual recurring revenue growth guidance that was slightly less than investors had hoped for. Essex, nonetheless, said the quarter demonstrated CrowdStrike's "ability to continue to go down market efficiently."
o JMP Securities: The analyst notes the company's Q2 annualized recurring revenue of $1.34B topping his estimate of $1.30B, with "sustained" 70% ARR and revenue growth along with margin upside seen as key highlights for the quarter. Suppiger adds that the metrics reflect Crowdstrike's "strong execution and robust demand environment".
o Mizuho: "very good" fiscal Q2 results. The annual recurring revenue growth of 70% year-over-year "was strong and still nicely surpassed" the Street's 65%-66% estimate, Moskowitz tells investors in a research note. He believes "strong execution can propel" Crowdstrike's stock higher.
o Piper Sandler: The company's metrics "outperformed across the board" in Q2 with 70% annual recurring revenue and revenue growth and record net new customer adds in the quarter, Owens tells investors in a research note.
o RBC Capital: Hedberg adds that CrowdStrike's record pipeline entering Q3 should continue to fuel the company's "land-and-expand" momentum.
o Stifel: Q2 results that he said "exceeded consensus estimates across all major financial metrics." He continues to believe that Crowdstrike's growth opportunity "remains in the early days" despite the company's scale given continued share capture within its core endpoint security market and incremental module adoption on the Falcon Platform, Reback tells investors.
o UBS: the company reported "pretty good" Q2 results against high expectations.

🌻趨勢: 跨境電商 Cross-border commerce
Morgan Stanley:
From our perspective, we think many are underestimating what the cross-border eCommerce demand could ultimately be, once key friction points like FX rates, tax and duties, shipping, language, etc are smoothed—all issues that Global-E directly addresses.

Cross-border ecommerce brings new, high-yield volume: We think elevated levels of cross-border ecommerce (ex-travel) is a structural shift thathas yet to be fully contemplated in MA (and V)'s long-term forecasts. MA's cross-border CNP ex-travel volume was 69% above 2019's level in 2Q and 63% higher in 1Q. Strength reflects both broader ecommerce adoption plus globalization of commerce, as marketplaces and services that reduce cross-border friction (such as those from GLBE) make international online ordering more readily adopted. Early data at V suggests greater cross-border ecommerce spend is persisting even in areas with pre-pandemic levels of international travel. Cross-border transactions also come at a higher yield, making us more optimistic that the trend can bring incremental long-term growth to the networks.

產業的潮流是有連貫性的. 疫情讓電商更發達後, 接下來應該就是加速電商跨境了. 跨境的話, 有很多問題需要解決(稅率, 語言, etc.) 這就需要有公司來做整合的動作. 這種跨境, 也可以想像是omnichannel的一種呈現.

Harley Finkelstein (President of Shopify): "I mean I think commerce in 2021 is cross-border."

🌻SPAC熱潮退卻，初創市值蒸發750億美元
"SPAC熱潮已經退卻。分析顯示，在2月中旬以前完成合併的137家SPAC的總市值已經蒸發25%，市值回落幅度上個月一度超過1,000億美元。"

"像貝萊德(BlackRock Inc., BLK)和富達投資(Fidelity Investments Inc.)這類企業管理的基金，以及許多對沖基金、養老金管理公司和其他一些投資者，都在SPAC的回落中遭受了衝擊，他們在去年年底開始的熱潮中競相投資SPAC。其中許多基金由於在價格還很低的時候就早早入場，所以現在仍坐擁可觀收益。事實上，SPAC市值仍有約2,500億美元，高於一年前的約1,000億美元，反映出這期間股價上漲和新公司上市的影響。

但即便如此，今年年初令人炫目的回報還是讓許多後來者做了接盤俠，扎堆投資所謂穩賺不賠的領域，其永恆的風險可見一斑。在過去的幾個月裡，一些投資者眼睜睜看著帳面財富縮水。"

"股價下跌會在SPAC領域形成惡性循環，因為投資者有權在併購交易前從空白支票公司撤資。一旦SPAC跌破發行價，投資者就更有可能這樣做，而許多SPAC的股價現在正處於這樣的水平。目前，在尚未宣布併購交易的空白支票公司中，超過95%的公司股價低於發行價。

投資者的大規模撤資會讓已經上市的空白支票公司手上的現金大幅減少，讓其更難實現業務目標，並可能加劇股價跌勢。"

https://on.wsj.com/3n6JznC

🌻BNPL (buy now pay later)
But most BNPL providers including Affirm, Klarna and Afterpay have been losing money despite breakneck revenue growth as they invest heavily in marketing to win share. Sweden-based Klarna’s credit losses more than doubled in the second quarter. Affirm has projected adjusted operating losses of $50m-$55m for the fiscal year that ended June 30.

The path to profitability for many of these companies was to achieve massive scale, analysts said.

https://www.ft.com/content/ca201a37-a16d-4223-b123-04d38350a972

Pictures: 一葉知秋; from EarningsWhispers

🌻本周做的閱讀與功課:
https://makingsenseofusastocks.blogspot.com/2021/08/blog-post_26.html

這周的功課有些落後. 之後可能會補東西進去. 不過重點就是這兩天的Jackson Hole 會議, 以及下周的非農.

🌻近期整理好的一些財報電話會議內容, 我會陸續放到部落格那邊. 請有興趣的讀者自行去找找. 如果還沒放上, 那就是還在進行中.

🌻Snowflake (SNOW) earnings analysis by Morgan Stanley
這家的熱度很高, 不過我沒有在follow. 下面是Morgan Stanley對於SNOW這次的財報, 所給予的評價. 供有興趣的讀者參考.

Snowflake Delivers a Solid Raise to Go Along With the Beat, as Visibility into Customer Expansion Improves. Another quarter of triple-digit product revenue growth (103% vs. 110% in 1Q22), came in 6% ahead of consensus, enabled by a set of underlying business metrics that remain best-in-class in enterprise software, including: 1) 169% net-revenue retention, which improved from 168% in Q1, 2) 60% YoY growth in total customers and 3) 107% YoY growth in customers spending in excess of $1 million in product revenue. More importantly, for the first time as a public company, management raised guidance in excess of the quarterly beat and ahead of consensus with the high end 3Q/FY22 product revenue guidance coming 5%/3% ahead of consensus. This reflects management's greater visibility into the consumption patterns of large customers – a fact underscored by CFO Mike Scarpelli reiterating expectations for 160%+ net revenue retention for the balance of the year. Furthermore, the company appears to be advancing its position beyond a cloud data warehouse, as evidenced by early traction in new areas including SnowPark (modern data pipelines), security analytics, machine learning and data exchange. The one area of controversy coming out of Q2 results was the sharp deceleration in RPO, which slowed to 122% YoY from 206% the prior quarter. However, we note that RPO growth was negatively impacted by the lapping of longer contract durations and a tough compare from the ~$100 million, 3-year deal with a large customer in the year ago period. Management noted that growth in new annualized contract value accelerated versus 2Q21. Overall, we are encouraged by Snowflake's meaningful beat and raise, and take our PT to $295. However, with shares trading 54x revenue (0.67x rev growth-adjusted), we look for a pull back to generate a better risk/reward profile.

🌻美國很有名的一位"farm-influencer", 鄉村部落客, 專門描述農村&田園的部落客: https://www.instagram.com/hcneeleman/

WSJ前幾天有篇文章, 是講現在的一個美國次文化(鄉村/農村文化farm culture). 加上疫情後, 很多人搬到鄉村或是郊區, 讓這樣的文化更盛行了起來. 相關個股是連鎖零售店Tractor Supply (TSCO)以及鞋店Boot Barn (BOOT).

https://www.wsj.com/articles/instagram-stars-make-farm-life-look-delightfulminus-the-manure-11629733123

Pictures: Tractor Supply內部照片

Mouse mommy is a busy working mom and always looking for fast, healthy and preserving original food taste and favours cooking style. With La gourmet Malaysia 7L Thermal Cooker, it makes cooking easier for mommy! Mouse mommy also can be a good cook.

Mouse mommy has used La Gourmet 7L Thermal Cooker to cook soup with white rice At-One-Go, save time and save electricity. At the same time, keep warm for 24 hours, no need to reheat the meal. So versatile and great in design of the La Gourmet 7L Thermal Cooker double-walled vacuum insulated stainless steel body to keep my cooking food in hot and warm condition for 24 hours.

Easily operable, it takes about 15 minutes to cook delicious, healthy meals. The vacuum insulated La Gourmet Thermal Cooker is made from 304 Stainless Steel and has an extra copper lining for maximum temperature retention, with a scratch resistant film on its body too. It allows mouse mommy to cook soups, porridges, stews, and more without the use of fire or electricity.

Just heat up our food ingredients using La Gourmet inner pot and bring to boil for 15 minutes before placing it in the outer pot. With the lid closed and cover locked, it can be left to cook on its own using heat insulation, preserving precious nutrients and taste. It is leak and spill proof too, keeping food hot or cold for about 12 hours. Tested by mouse mommy, my ABC soup and porridge can keep warm for 24 hours via my real life experience.

It can also multi-task as a steriliser as well as an ice cooler! Awesome! Recommended by mouse mommy.

Daddies mommies can check out more about La Gourmet at Shopee Official Store at https://shp.ee/kpgtbgz

Mouse mommy is happy to see my boys MR and MH enjoy mommy’s homecook food ??

Happy Cooking | Healthy Family !

Song 念亲恩cover by Wui Kathy and Lillian Phua Wai Ling.

#LaGourmet #ThermalCooker #HomeCook #SaveElectricity #OriginalFoodTaste #Nutrients #my100comments 100Comments #MouseMommyTreats #mom #kids #influencer #family #homecookfood #community #rice #soup #porridge #desserts #puchong

Alohaaa! Remember the mini twists I did sometime back? I said I would show you how I detangle and retwist my 4C hair but into medium sized twists this time. Here's that video!

Products used: water and Shea Butter Whip MADE by Radw
Purchase from https://www.instagram.com/buymadebyradw/

Got any questions or thoughts? See you in the comments below!

SUBSCRIBE ✨ : https://www.youtube.com/madebyradw?sub_confirmation=1 If you enjoyed this video!

Check out my other natural hair videos! :)
https://www.youtube.com/playlist?list=PLNGNBUj5npjwlMpRiW1HFT_J1ZZZsvWz8

How to detangle natural hair (crochet braids edition):
https://www.youtube.com/watch?v=1N4bLBeYNNA

Makeup tutorial for the look in this video:
https://www.instagram.com/tv/CBAEYoiDjep/

Bob box braids on medium to long natural hair
https://www.youtube.com/watch?v=zGt3QPpw-iU

How to lay 4c hair edges for days:
https://www.youtube.com/watch?v=5SaSI2XyjMw

Chebe for 4c hair length retention:
https://www.youtube.com/watch?v=aGUqBF5HOtg

1 month Chebe update:
https://www.youtube.com/watch?v=h5J3sT5iPSg

All you need to know about crochet braids: https://www.youtube.com/playlist?list=PLNGNBUj5npjwlLNG6-xZq7-5wDfGyekZz

Connect with me, why dontcha? :) ⬇️
? Instagram / ?Facebook :
https://www.instagram.com/MADEbyRadw
https://www.instagram.com/BuyMADEbyRadw
https://www.facebook.com/MADEbyRadw
For business enquiries/collaborations email picturadw7@gmail.com

Filming Details
Camera: Canon G7X Mark III
Mic: Saramonic SR XM1
Editor: Final Cut Pro X
Music by Ryan Little - Lovesick. (Nomad's Heart) - https://thmatc.co/?l=3485809A

#minitwistson4chair #detangling4chair #ghanaianyoutuber

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Why I decided to use Got2be spray to attempt to lay my 4c hair baby hair (which I don't even have) is beyond me lmao but girrrlllll do you see these results??!! The hold this spray gives is crazyyyy, it lasts for days at a time. Will you try it out? Or have you tried it out? Let me know in the comments!

SUBSCRIBE ✨ : https://www.youtube.com/madebyradw?sub_confirmation=1 If you enjoyed this video!

Check out my other natural hair videos! :)
https://www.youtube.com/playlist?list=PLNGNBUj5npjwlMpRiW1HFT_J1ZZZsvWz8

Chebe for 4c hair length retention:
https://www.youtube.com/watch?v=aGUqBF5HOtg

1 month Chebe update:
https://www.youtube.com/watch?v=h5J3sT5iPSg

All you need to know about crochet braids: https://www.youtube.com/playlist?list=PLNGNBUj5npjwlLNG6-xZq7-5wDfGyekZz

Connect with me, why dontcha? :) ⬇️
? Instagram / ?Facebook :
https://www.instagram.com/MADEbyRadw
https://www.instagram.com/BuyMADEbyRadw
https://www.facebook.com/MADEbyRadw
For business enquiries/collaborations email picturadw7@gmail.com

Filming Details
Camera: Canon G7X Mark III
Mic: Saramonic SR XM1
Editor: Final Cut Pro X
Music by Ryan Little - Love in the morning https://thmatc.co/?l=A17E60F3
and sunkissed


#HowToLay4cHairEdges #Got2bSpray #Lay4cHairDown


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