關於 metro cash carry ，我們在網路上蒐集到這些相關的討論、資訊與評價

[153061] 19861. Rodrigo y Gabriela - Hanuman (2009)★★
[153062] 19862. Clipse, Kelis & Pharrell Williams - When the Last Time (2002)★★ⓡ
[153063] 19863. 亞龍大 - 摰友Good Friends (1997)★★★
[153064] 19864. 亞龍大 - 下流浪曲 (1995)★★★
[153065] 19865. Deftones - Be Quiet and Drive (Far Away) (1997)★★★__Frank W. Ockenfels III
[153066] 19866. Deftones - 7 Words (1995)★★★
[153067] 19867. Aphex Twin - Donkey Rhubarb (1995)★★★
[153068] 19868. Beck - Beercan (1994)★★★__Steve Hanft
[153069] 19869. Beck - Fuckin with My Head (Mountain Dew Rock) (1994)★★★
[153070] 19870. Beck - Pay No Mind (Snoozer) (1994)★★★__Steve Hanft

[153071] 19871. Moses Sumney - Cut Me (2020)★★★__Moses Sumney
[153072] 19872. Gifted Gab - PSA / Don't Push Me (2019)★★
[153073] 19873. Redinho - Nova Special (2019)★★__Isi Charbila, Petros Ioannidis
[153074] 19874. B.A.G. - Nasty (2018)★★
[153075] 19875. slenderbodies - anemone (2017)★★
[153076] 19876. Benee & Gus Dapperton - Supalonely (2019)★★
[153077] 19877. 克克 - 作弊無極限 / 改變 (2020)★★‒
[153078] 19878. 克克 - 這首歌 (2019)★
[153079] 19879. 克克 - 自己是我 (2019)★★
[153080] 19880. Rustie & Redinho - Lost (2014)★★

[153081] 19881. $NOT - Stranded (2020)★★
[153082] 19882. $NOT & Wifisfuneral - Beretta (2019)★★__Omar Jones
[153083] 19883. $tunna 4 Vegas & Blac Youngsta - Change My Life (2020)★★
[153084] 19884. $tunna 4 Vegas, DaBaby & Lil Baby - Do Dat (2020)★★
[153085] 19885. 2KBABY - Faxts (2020)★★
[153086] 19886. 2KBABY - Betta (2019)★★
[153087] 19887. 2KBABY - Dreaming (2019)★★
[153098] 19888. 2KBABY - Free Da Mess (2019)★★
[153089] 19889. 2KBABY - Old Streets (2019)★★
[153090] 19890. 5v - Glitching (2020)★★

[153091] 19891. 8TEEN - Lucy (2020)★★
[153092] 19892. 9th Prince & Ras Kass - California Dreaming (2014)★★
[153093] 19893. 21 Savage, Offset, Metro Boomin & Travi$ Scott - Ghostface Killers (2017)★★
[153094] 19894. 24hrs - All the Time (2016)★★
[153095] 19895. 3 Glizzy & Doe Glizzy - We Got Plenty (2015)★★
[153096] 19896. 3 Glizzy - Consistency (2018)★★
[153097] 19897. 3 Glizzy - Authentic Freestyle (2014)★★
[153098] 19898. 30, Bgod, Dizz & K1zz - Lightwork Freestyle (2020)★★
[153099] 19899. 38 & Alz - Case Closed (2020)★★
[153100] 19900. 38 Spesh & Fred The Godson - Empty Plates (2019)★★

[153101] 19901. 100Deek & G19 - Turn Up (2020)★★
[153102] 19902. 600Breezy - 24 Bars Pt. 4 (2020)★★
[153103] 19903. 24KGoldn - Games On Your Phone (2019)★★
[153104] 19904. 24KGoldn - Dropped Outta College (2019)★★
[153105] 19905. 24KGoldn - Ballin' Like Shareef (2018)★★
[153106] 19906. 24KGoldn - A Lot To Lose (2019)★★
[153107] 19907. 2Busy - Usual (2019)★★
[153108] 19908. 2Busy - Public Announcement (2020)★★
[153109] 19909. 2Busy - Nandos (2019)★★
[153110] 19910. 2Busy - Inspector Calls (2019)★★

[153111] 19911. A Boogie Wit Da Hoodie & 6ix9ine - Swervin (2018)★★
[153112] 19912. A Boogie Wit Da Hoodie - Me and My Guitar (2020)★★
[153113] 19913. A Boogie Wit Da Hoodie - King of My City (2020)★★
[153114] 19914. A1 - Target (2020)★★
[153115] 19915. AB - Fekky (2020)★★
[153116] 19916. AB - Unmuted (2020)★★
[153117] 19917. Abd Al Malik - Mon Amour (2011)★★
[153118] 19918. Abra - U Kno (2015)★★
[153119] 19919. Abra Cadabra - Superstar (2020)★★
[153120] 19920. Abra Cadabra & Odeal - On & On (2020)★★

[153121] 19921. 金琦芝 - Straw (2018)★★
[153122] 19922. 金琦芝 - Place (2017)★★
[153123] 19923. 林二汶 - 愛情是一種法國甜品 (2018)★★
[153124] 19924. 林二汶 - 最後的信仰 (2019)★★
[153125] 19925. 老孫聊遊戲：空城記，這個新年有點冷 (2020)★★
[153126] 19926. 江蕙 - 免洗筷Mian Shi Kuai (2006)★★
[153127] 19927. 任俊陶 - 永不止步Walk Hard (2012)★★
[153128] 19928. AR - 希望 (2020)★★
[153129] 19929. Alborosie - Poser (2015)★★
[153130] 19930. AI - 冷風波 (2020)★★

[153131] 19931. 雨宮まあ子 & MCpero - Laugh at Me (2018)★★
[153132] 19932. 品冠 - 門沒鎖 (2004)★★ⓡ__@pple
[153133] 19933. 飛兒樂團 - Light Up The Way (2013)★★ⓡ
[153134] 19934. 飛兒樂團 - 把愛傳出來 (2005)★★ⓡ
[153135] 19935. 側田 - 幸福止痛 (2016)★★
[153136] 19936. 畸詩 - 繼續沉醉 (2010)★★ⓡ
[153137] 19937. 楊乃文 - 逃兵 (2017)★★
[153138] 19938. 程婧美 - 心肝乎你佔 (2019)★★
[153139] 19939. 幾何学模様 - Gypsy Davey (2020)★★
[153140] 19940. 嵐 - A･RA･SHI (1999)★★

[153141] 19941. 萬賽文 - Wey (2020)★★
[153142] 19942. 潤娥 - 여름밤Summer Night (2019)★★
[153143] 19943. 韻シスト & 鎮座DOPENESS - Hot Coffee (2017)★★
[153144] 19944. Zaytoven & Lil Gotit - Drip Jacker (2020)★★
[153145] 19945. Yung Scuff & Lil Narnia - SPIDERWEBS (2020)★★
[153146] 19946. 蕾 - 夢花火 (2010)★★
[153147] 19947. 鄭智化 & 吳念真 - 拉客 (1996)★★
[153148] 19948. 雷光夏 - 時間的密語 (2003)★★
[153149] 19949. 雷光夏 - 昨天晚上我夢見你 (2003)★★
[153150] 19950. 雷光夏 - 你靜靜聽 (2003)★★

[153151] 19951. Twentythree - Four Walls (2020)★★
[153152] 19952. Skilla Baby & Sada Baby - Carmelo Bryant (2020)★★
[153153] 19953. NLE Choppa - Exotic (2020)★★
[153154] 19954. NLE Choppa - 100 Shots (2020)★★
[153155] 19955. ZOTiYAC - Problem Child (2018)★★
[153156] 19956. ZOTiYAC - Snakes (2018)★★
[153157] 19957. ZOTiYAC - 5k Freestyle (2017)★★
[153158] 19958. ZZ Ward - Put the Gun Down (2012)★★
[153159] 19959. Zuse - Lose It (2020)★★
[153160] 19960. Zoé - Soñé (2003)★★

[153161] 19961. Gunna - SkyBox (2020)★★
[153162] 19962. Go Yayo - Wells Fargo (2020)★★
[153163] 19963. Katy Perry - Never Worn White (2020)★★
[153164] 19964. Emmett Kai - High For Weeks (2020)★★
[153165] 19965. Channiboi - Flower (2020)★★
[153166] 19966. Channiboi - Delay (2020)★★
[153167] 19967. Chai - Gimme That (2020)★★
[153168] 19968. Cdot Honcho - Mop Freestyle (2020)★★
[153169] 19969. Casanova, Young Thug & Gunna - So Drippy (2020)★★
[153170] 19970. Caroline Rose - Feel The Way I Want (2020)★★

[153171] 19971. N.Flying - 옥탑방Rooftop (2019)★★
[153172] 19972. N.Flying - 진짜가 나타났다The Real (2017)★★
[153173] 19973. BROCKHAMPTON, Dua Lipa, Ryan Beatty & Jon B - Sugar (Remix) (2020)★★
[153174] 19974. Boldy James & Benny - Scrape The Bowl (2020)★★
[153175] 19975. Boogotti Kasino - Channel 5 (2020)★★
[153176] 19976. Bankroll Freddie & TrapBoy Freddy - Like Freddie (2020)★★
[153177] 19977. Car Seat Headrest - Can't Cool Me Down (2020)★★ⓡ
[153178] 19978. Brooke Bentham - Control (2020)★★
[153179] 19979. Burgos - End of Dayz (2020)★★
[153180] 19980. Born Trappy - 7 Days (2020)★★

[153181] 19981. Armand Sauvage - Nimbus (2020)★★
[153182] 19982. Another Sky - Brave Face (2020)★★
[153183] 19983. Ard Adz - Tipsy (2020)★★
[153184] 19984. Anne-Marie - Birthday (2020)★★
[153185] 19985. Anna Burch - Party's Over (2020)★★
[153186] 19986. Andy Shauf - Where Are You Judy (2020)★★
[153187] 19987. Andy Shauf - Neon Skyline (2020)★★
[153198] 19988. Ace Hood - Big Fish (2020)★★
[153189] 19989. Agrume - City_Pop (I'm Back!) (2020)★★
[153190] 19990. All Hail Y.T. & Tone Beatz - Black Bond (2020)★★

[153191] 19991. Atmosphere - Dearly Beloved (2020)★★
[153192] 19992. AWOLNATION & Alex Ebert - Mayday!!! Fiesta Fever (2020)★★
[153193] 19993. Ay Em & Young Smokes - Lemonade (2020)★★
[153194] 19994. B. Lou & DDG - Watch This (2020)★★
[153195] 19995. Brownout - Somewhere To Go (2020)★★
[153196] 19996. Brianna Cash & Tory Lanez - Numb (2020)★★
[153197] 19997. Boogotti Kasino & Rico Recklezz - Trap House Bag (2020)★★
[153198] 19998. Boris Brejcha - To The Moon And Back (2020)★★
[153199] 19999. Born Trappy - Pray For Me (2020)★★
[153200] 20000. BRAD - Midnight Pimpin' (2020)★★

[153201] 20001. Bombay Bicycle Club - I Can Hardly Speak (2020)★★
[153202] 20002. Bigga Don & Lil Muk - Traumatized (2020)★★
[153203] 20003. Binz - Mellow (2020)★★
[153204] 20004. Big Tobz & Dizzee Rascal - Smoke (2020)★★
[153205] 20005. BM & Mini - Move Diligent (2020)★★
[153206] 20006. Big Jest - Free Smoke (2020)★★
[153207] 20007. Big Narstie - Grime Who? (2020)★★
[153208] 20008. Bgod - YUCK (2020)★★
[153209] 20009. Baby Mane & Richi - 41 Gelato (2020)★★✚
[153210] 20010. Benny Cristo - Kemama (2020)★★

[153211] 20011. Carns Hill & S Loud - Receptionist (2020)★★
[153212] 20012. Calboy, Lil Baby & Lil TJay - Givenchy Kickin (2020)★★
[153213] 20013. Brent Faiyaz - Lost Kids Get The Money (2020)★★
[153214] 20014. Brent Faiyaz - Make It Out (2020)★★
[153215] 20015. Brent Faiyaz - Soon Az I Get Home (2020)★★
[153216] 20016. Brent Faiyaz - Clouded (2020)★★
[153217] 20017. Brent Faiyaz - Bluffin (2020)★★
[153218] 20018. Blasé & Luxo - Top Striker (Remix) (2020)★★
[153219] 20019. Blade Brown & Knucks - Harrods (2020)★★
[153220] 20020. Black Fortune - Nothing To Lose (2020)★★

[153221] 20021. Bay Swag - Shady (2020)★★
[153222] 20022. Beach Bunny - Cloud 9 (2020)★★
[153223] 20023. Beach Bunny - Promises (2020)★★
[153224] 20024. BandoKay & Double Lz - Lightwork Freestyle (2020)★★
[153225] 20025. Badd Tattoo - Who Do You Love (2020)★★
[153226] 20026. B1 - Lightwork Freestyle (2020)★★✚
[153227] 20027. Berna - Da Intro (2020)★★
[153228] 20028. Adamn Killa - Know What They Payin (2015)★★
[153229] 20029. Adrian Lau & Harry Fraud - Small Vacation (2013)★★
[153230] 20030. Ag Silver - I Found You (2014)★★

[153231] 20031. Ag Silver & TrippyThaKid - Digital Punk (2019)★★
[153232] 20032. Agnes Obel - Island of Doom (2019)★★
[153233] 20033. Agrume - Move Your Feet (2017)★★
[153234] 20034. Agrume - Within (2017)★★
[153235] 20035. Ahwlee - DryWhit (2012)★★
[153236] 20036. Albert Hammond Jr. - Don't Think Twice (2015)★★
[153237] 20037. Albert Hammond Jr. - Losing Touch (2015)★★
[153238] 20038. Albert Hammond Jr. - Spooky Couch (2008)★★
[153239] 20039. Albert Hammond Jr. - Strange Tidings (2013)★★
[153240] 20040. Alec Benjamin - If We Have Each Other (2018)★★

[153241] 20041. Alec Benjamin - Mind Is A Prison (2019)★★
[153242] 20042. Alec Benjamin - Must Have Been The Wind (2019)★★
[153243] 20043. Alemán - La Playa (2016)★★
[153244] 20044. Alemán - Rucón (2018)★★
[153245] 20045. Alemán - Ya Te La Cypress (2016)★★
[153246] 20046. Alemán & Ilgz - Busca La Feria (2017)★★
[153247] 20047. Alexander Spit - Facemelter (2011)★★
[153248] 20048. Alexander Spit & Jay Ughh - Millions (2013)★★
[153249] 20049. Alexis Jordan - Good Girl (2011)★★
[153250] 20050. Alicia Keys & Jack White - Another Way To Die (2008)★★

[153251] 20051. Allen Poe & Hannibal King - Hara Kiri (2015)★★
[153252] 20052. Allie X & Troye Sivan - Love Me Wrong (2019)★★
[153253] 20053. Altan Urag - Khukh Tolboton (Blue Mark) (2011)★★
[153254] 20054. Amir Obe - 9 Milli (2014)★★
[153255] 20055. Amiri - HeartBroken (2014)★★
[153256] 20056. Another Sky - Capable of Love (2019)★★
[153257] 20057. Another Sky - The Cracks (2019)★★
[153258] 20058. Anson Seabra - Broken (2019)★★
[153259] 20059. Anson Seabra - I Can't Carry This Anymore (2019)★★
[153260] 20060. Anson Seabra - Robin Hood (2018)★★

[153261] 20061. Anson Seabra - Trying My Best (2019)★★
[153262] 20062. Anson Seabra - Welcome to Wonderland (2018)★★
[153263] 20063. Archive - Splinters (2016)★★
[153264] 20064. Arin Ray - The Get Down (2019)★★
[153265] 20065. Arman Cekin, Faydee & Karra - Better Days (2019)★★
[153266] 20066. Arman Cekin, Snoop Dogg & Paul Rey - California Dreaming (2017)★★
[153267] 20067. Armor of God - Going the Distance (2016)★★
[153268] 20068. Asking Alexandria - A Prophecy (2009)★★
[153269] 20069. Ashley Sierra - Wayment (2016)★★
[153270] 20070. Asun Eastwood - Disposal (2019)★★

[153271] 20071. Asun Eastwood - Verified Account (2018)★★
[153272] 20072. Atreyu - Do You Know Who You Are? (2015)★★
[153273] 20073. Austra - Utopia (2016)★★
[153274] 20074. Austra - Home (2013)★★
[153275] 20075. Azjah - Spotlight (2018)★★
[153276] 20076. Azjah & 1TakeJay - On A Mission (2019)★★
[153277] 20077. Azjah & Steelz - Selena (2019)★★
[153278] 20078. Azjah, Shordie Shordie & Kalan.FrFr - Time For It (Remix) (2019)★★
[153279] 20079. Bad Bunny - A Tu Merced (2020)★★
[153280] 20080. Bad Bunny - La Difícil (2020)★★

[153281] 20081. Bad Bunny - La Zona (2020)★★
[153282] 20082. Bad Bunny - Pero Ya No (2020)★★
[153283] 20083. Bad Bunny - Soliá (2020)★★
[153284] 20084. Bad Bunny - 🖤 (2020)★★
[153285] 20085. Bad Bunny & Daddy Yankee - La Santa (2020)★★
[153286] 20086. Bad Bunny & Kendo Kaponi - P FKN R (2020)★★
[153287] 20087. Bad Bunny & Mora - Una Vez (2020)★★
[153298] 20088. Bad Bunny & Myke Towers - Puesto Pa' Guerrial (2020)★★
[153289] 20089. Bad Bunny & Ñengo Flow - Que Malo (2020)★★
[153290] 20090. Bad Bunny & Yaviah - Bichiyal (2020)★★

[153291] 20091. Bally Beez - Candy Lady (2017)★★
[153292] 20092. BamBam - Hypochondriac (2019)★★
[153293] 20093. Bankroll Freddie & Cook MGM - Really (2019)★★
[153294] 20094. Banoffee - With Her (2015)★★
[153295] 20095. Barrington Levy & Kardinal Offishall - No War (2010)★★
[153296] 20096. Barry Manilow - It Never Rains In Southern California (2007)★★
[153297] 20097. Beach Bunny - Ms. California (2019)★★
[153298] 20098. Beach Bunny - Prom Queen (2019)★★
[153299] 20099. Beach Bunny - Sports (2018)★★
[153300] 20100. Ben Cristovao - Aleiaio (2019)★★

[153301] 20101. Ben Cristovao - Kolotoč (2015)★★
[153302] 20102. Benee - Blu (2019)★★__Charlotte Evans
[153303] 20103. Benee - Evil Spider (2019)★★
[153304] 20104. Benee - Find an Island (2019)★★
[153305] 20105. Benee - Glitter (2019)★★
[153306] 20106. BiBi - Ciocolata (2016)★★
[153307] 20107. Big Flock, Lil Dude & Baby Ahk - Linebacker (2016)★★
[153308] 20108. Big Zeeks - Life Is What You Make It (2017)★★
[153309] 20109. Big-O & DJ Watarai - I'm Gonna Be Alright (2007)★★
[153310] 20110. Billie Brelok - Limalimon (2014)★★

[153311] 20111. Bisso Na Bisso - Tata Nzambé (1998)★★
[153312] 20112. Bizzy Banks - 30 (2019)★★
[153313] 20113. Black Geez & 38 Spesh - It's Time (2019)★★
[153314] 20114. Black Jezuss - Kooda (Remix) (2018)★★
[153315] 20115. bLAck pARty - Dancing (2019)★★∿
[153316] 20116. bLAck pARty & DMP Jefe - No Complaints (2019)★★
[153317] 20117. Black Sand - 2k4eva (2019)★★
[153318] 20118. Blaenavon - Hell Is My Head (2015)★★
[153319] 20119. Blaq Poet - Granite (2016)★★
[153320] 20120. Blasé & Luxo - Top Striker (2019)★★

[153321] 20121. Block B - Jackpot (2014)★★
[153322] 20122. Blonde Redhead - The One I Love (2014)★★
[153323] 20123. BOLA - J.O.T.W (2019)★★
[153324] 20124. Boris Brejcha - Never Look Back (2019)★★
[153325] 20125. Born & Quavo - Hot Topic (2017)★★
[153326] 20126. boy pablo - Feeling Lonely (2018)★★
[153327] 20127. Boys Forever - Poisonous (2016)★★
[153328] 20128. Boys Forever - They Don't Know (2016)★★
[153329] 20129. Boys Forever - Voice in My Head (2016)★★
[153330] 20130. Braille - Changed Hearts (2013)★★

[153331] 20131. Christian Lee Hutson - Get The Old Band Back Together (2020)★★__Michael Tyrone Delaney
[153332] 20132. Lolo Zouaï - It's My Fault (2020)★★
[153333] 20133. NSG - Porsche (2020)★★
[153334] 20134. Kidavelly - Bully (2020)★★
[153335] 20135. V9 & KO - Right Or Wrong (2020)★★★
[153336] 20136. Cal Scruby & Chris Brown - Ain't Shit Change (2015)★★
[153337] 20137. Cakes da Killa - Serve It Up (2015)★★
[153338] 20138. Cadence Weapon - Real Estate (2008)★★
[153339] 20139. Bun B, Maxo Kream & Young Dolph - In My Trunk (2019)★★
[153340] 20140. BULLDOK - 어때요Why Not (2016)★★

臉書居然是認真的，靠

「https://youtu.be/4zw-jpVFKMY

Libra 介紹影片，看完可以有個基本概念。」

Today, Facebook is coming together with 27 organizations around the world to start the non-profit Libra Association and create a new currency called Libra.

Libra's mission is to create a simple global financial infrastructure that empowers billions of people around the world. It's powered by blockchain technology and the plan is to launch it in 2020. You can read more about the association here: https://libra.org

Being able to use mobile money can have an important positive impact on people's lives because you don't have to always carry cash, which can be insecure, or pay extra fees for transfers. This is especially important for people who don't have access to traditional banks or financial services. Right now, there are around a billion people who don't have a bank account but do have a mobile phone.

We aspire to make it easy for everyone to send and receive money just like you use our apps to instantly share messages and photos. To enable this, Facebook is also launching an independent subsidiary called Calibra that will build services that let you send, spend and save Libra -- starting with a digital wallet that will be available in WhatsApp and Messenger and as a standalone app next year.

Calibra will be regulated like other payment service providers. Any information you share with Calibra will be kept separate from information you share on Facebook. From the beginning, Calibra will let you send Libra to almost anyone with a smartphone at low to no cost. Over time, we hope to offer more services for people and businesses -- like paying bills with the push of a button, buying coffee with the scan of a code, or riding local public transit without needing to carry cash or a metro pass.

In addition to our efforts, many other companies will build their own services using Libra -- from payment companies like Mastercard, PayPal, PayU, Stripe and Visa, to popular services like Booking, eBay, Farfetch, Lyft, Spotify and Uber, to non-profits doing important work around financial inclusion like Kiva, Mercy Corps and Women's World Banking, to companies in the crypto space like Anchorage, Coinbase, Xapo, and Bison Trails. A number of leading Venture firms are also joining to help drive innovation on the Libra network. We're hoping to have over 100 cofounding members of the Libra Association by the time the network launches next year.

All of this is built on blockchain technology. It's decentralized -- meaning it's run by many different organizations instead of just one, making the system fairer overall. It's available to anyone with an internet connection and has low fees and costs. And it's secured by cryptography which helps keep your money safe.

This is an important part of our vision for a privacy-focused social platform -- where you can interact in all the ways you'd want privately, from messaging to secure payments.

Privacy and safety will be built into every step. For example, Calibra will have a dedicated team of experts in risk management focused on preventing people from using Calibra for fraudulent purposes. We'll provide fraud protection so if you lose your Libra coins, we'll offer refunds. We also believe it's important for people to have choices, so you'll have the option to use many other third-party wallets on the Libra network.

There's still a lot more to learn and do before Libra will be ready to officially launch. We know it's a major undertaking and responsibility -- and we're committed to getting this right. We've been working with policymakers and experts in areas like financial inclusion, economics, security, privacy and blockchain, and we'll continue listening to their feedback as we figure out the best way to move forward. We're thankful for their partnership, and for all the businesses, organizations, and academic institutions that are part of the Libra Association.

This is the beginning of an exciting journey and I'm looking forward to sharing more soon.

天秤座來了 !
10 天前講到這可能會是穩定幣的正解，既然今天公布內容了，先賣一半 XD

https://www.facebook.com/zuck/posts/10107693323579671

Today, Facebook is coming together with 27 organizations around the world to start the non-profit Libra Association and create a new currency called Libra.

Libra's mission is to create a simple global financial infrastructure that empowers billions of people around the world. It's powered by blockchain technology and the plan is to launch it in 2020. You can read more about the association here: https://libra.org

Being able to use mobile money can have an important positive impact on people's lives because you don't have to always carry cash, which can be insecure, or pay extra fees for transfers. This is especially important for people who don't have access to traditional banks or financial services. Right now, there are around a billion people who don't have a bank account but do have a mobile phone.

We aspire to make it easy for everyone to send and receive money just like you use our apps to instantly share messages and photos. To enable this, Facebook is also launching an independent subsidiary called Calibra that will build services that let you send, spend and save Libra -- starting with a digital wallet that will be available in WhatsApp and Messenger and as a standalone app next year.

Calibra will be regulated like other payment service providers. Any information you share with Calibra will be kept separate from information you share on Facebook. From the beginning, Calibra will let you send Libra to almost anyone with a smartphone at low to no cost. Over time, we hope to offer more services for people and businesses -- like paying bills with the push of a button, buying coffee with the scan of a code, or riding local public transit without needing to carry cash or a metro pass.

In addition to our efforts, many other companies will build their own services using Libra -- from payment companies like Mastercard, PayPal, PayU, Stripe and Visa, to popular services like Booking, eBay, Farfetch, Lyft, Spotify and Uber, to non-profits doing important work around financial inclusion like Kiva, Mercy Corps and Women's World Banking, to companies in the crypto space like Anchorage, Coinbase, Xapo, and Bison Trails. A number of leading Venture firms are also joining to help drive innovation on the Libra network. We're hoping to have over 100 cofounding members of the Libra Association by the time the network launches next year.

All of this is built on blockchain technology. It's decentralized -- meaning it's run by many different organizations instead of just one, making the system fairer overall. It's available to anyone with an internet connection and has low fees and costs. And it's secured by cryptography which helps keep your money safe.

This is an important part of our vision for a privacy-focused social platform -- where you can interact in all the ways you'd want privately, from messaging to secure payments.

Privacy and safety will be built into every step. For example, Calibra will have a dedicated team of experts in risk management focused on preventing people from using Calibra for fraudulent purposes. We'll provide fraud protection so if you lose your Libra coins, we'll offer refunds. We also believe it's important for people to have choices, so you'll have the option to use many other third-party wallets on the Libra network.

There's still a lot more to learn and do before Libra will be ready to officially launch. We know it's a major undertaking and responsibility -- and we're committed to getting this right. We've been working with policymakers and experts in areas like financial inclusion, economics, security, privacy and blockchain, and we'll continue listening to their feedback as we figure out the best way to move forward. We're thankful for their partnership, and for all the businesses, organizations, and academic institutions that are part of the Libra Association.

This is the beginning of an exciting journey and I'm looking forward to sharing more soon.